International students, students who are not U.S. citizens or eligible non-citizens, may be eligible for private educational loans. In order for an international student to participate in a private educational loan, the student will be required to submit an application with a qualified U.S. citizen or permanent resident co-borrower. Please contact the lender for additional details.

Private educational loans are unsecured educational loans made by private financial institutions such as banks or credit unions. These loans must be repaid with interest. The interest rate, and loan fees are based on the creditworthiness of the borrower and U.S. citizen or permanent resident co-borrower. Interest rates are variable throughout the life of the loan. Interest accrues while in school which is then capitalized as specified by the lender. Repayment and deferment options vary from lender to lender. Please contact the lender for additional details.

Private Educational Lenders
Students may borrow from any lender.

USC has analyzed all know lender programs of this type offered to USC students. The terms of the analysis include, but were not limited to, interest rates, fees, repayment durations, and other repayment options. The lender program rankings that resulted from our analysis were reviewed by an independent accounting firm.

The top lender programs for private loans, based on the analysis described above, are shown on the page in alphabetical order. Bear in mind that USC does not endorse or recommend specific lenders.